SINGLE AND MULTI/ANNUAL TRAVEL INSURANCE
(per person)
LONGSTAY/BACKPACKER TRAVEL INSURANCE
Section of Cover
Cover
Excess
Section of Cover
Cover
Excess
1Cancellation
Up to €5,000
€100 (€30 for Loss of Deposit)
1
CancellationUp to €1,500
€70
2Curtailment
Up to €5,000
€100
2
CurtailmentUp to €1,500
€70
3


4
Missed Departure


Travel Delay
Abandonment
Up to €500


Up to €150
Up to €5,000
Nil


Nil
€100
3
Medical Inconvenience BenefitUp to € 725
Nil
5Medical Emergency
Expenses including Repatriation
Up to €10,000,000

€100


For members of VHI/Laya or Aviva the excess is the amount covered by your Private Health Insurer for hospital in-patient treatment


4
Medical Emergency
Expenses including Repatriation
Up to €3,000,000
€70


For members of VHI/Laya or Aviva
the excess is the amount covered by your Private Health Insurer for hospital in-patient treatment
6Personal Accident
Up to €5,000
Nil
5
Personal AccidentUp to €7,000
Nil
7Personal Property
Single Article Limit
Valuables Limit
Sports Equipment
Items; with no receipt in all
Items; with no receipt per item

Delayed baggage
Up to €3,000
250
€ 250
€ 360
€ 360

€ 70


Up to €145
€100







6
Personal Property
Single Article Limit
Valuables Limit
Items with no receipt in all
Item no receipt per item
Delayed baggage
Up to €1,500
€150
€150
€360
€70
Up to €150
€70





Personal Money

Gadget (cover per policy)
Up to €400

Up to €1000
€100
Personal MoneyUp to €360 (Cash limited to €150)
€100
8Medical Inconvenience Benefits
Up to €725
Nil
7
Loss of Passport/Driving LicenceUp to €300
€70
8
Personal Public LiabilityUp to €3,000,000
€150
9Loss of Passport
Up to €300
Nil
9
Mugging Benefit€70 per 24 hours up to a maximum of €1,500
Nil
10Personal Liability
Up to €3,000,000
Nil
10
Legal ExpensesUp to €25,000 for each insured person.

But not more than €50,000 in total for all insured persons
Nil
11Hijack
Up to €800
Nil
12Ski Equipment
Single Article Limit
Ski Hire
Delayed Ski Equipment
Up to €725
€300
Up to €300
Up to €145
€100

Nil
Nil
13 Ski Pack
Up to €450
€100
14Piste Closure
Up to €450
Nil
15Avalanche Closure
Up to €250
Nil
16Catastrophe
€725
€100
17Legal Expenses
35,000
Nil
24 HOUR MEDICAL EMERGENCY SERVICE INCLUDED